At Yanak Insurance Group, we are an independent insurance agency that offers a variety of different insurance products including auto, home, business/commercial, toys, farm, boat, life and annuities.
Having car insurance is required by law in most states. If you are at fault in a car accident, the auto liability coverage required on your car insurance policy helps pay for covered losses, such as the other party’s medical bills and damage to their vehicle or other property that results from the accident. It also helps pay your legal fees, if you’re taken to court over the accident.
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In some cases, homeowners insurance is required. For example, if you have a mortgage, your lender is most likely going to require that you have homeowners insurance, says the Insurance Information Institute (III). Before funding your mortgage or refinancing, the mortgage company will typically ask you to provide proof that your home is adequately insured. That’s because the lender wants to be sure its financial investment in your home is protected if it’s damaged or destroyed by a fire or other certain risks.
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Businesse
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All-terrain vehicles, golf carts, boats and snowmobiles are meant to be used for fun, but it is also important to use them with care. If you and your family operate these types of toys, then you know how important it is to keep them in good working condition. Toy insurance can come into play when something happens, such as property damage or if you are involved in an accident while operating one of these devices. Just the same as with regular auto policies, there are several types of toy insurance you can choose from, such as liability, collision, and comprehensive coverage.
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Protect your farm with a tailored policy that combines various coverages into one convenient package. A farm insurance policy covers your property and provides liability coverage that can be tailored to the needs of your home and farm operations. You can also combine your Farm Bureau membership for valuable savings!! While farm insurance policies differ, in general you’ll find four areas of protection:
- Home and contents, including detached garages and other personal use buildings
- Farm personal property
- Farm structures
- Liability protection
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Join more than a million pet owners who trust Nationwide® to protect their pets. Yanak Insurance Group customers, receive preferred pricing on Nationwide pet protection options through our partnership with Nationwide.
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Life insurance and annuities both allow individuals to invest on a tax-deferred basis. Life insurance pays an individual’s loved ones after they die. Annuities take payments upfront then dole out a lifelong income stream to policyholders until they die. Christine Johnston is the Yanak Insurance Group’s dedicated life and financial agent. She will go over all your options and find the best product that fits your needs.
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